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Cell
Phones |
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Qualifying for a loan! |
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Home Search |
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Your Stellar Choice agent
has access to all the homes listed in MLS and many other
resources. We will enter your criteria into MLS and search for
homes meeting your needs. Your Stellar Choice agent will set up
the showings and here is the fun part…we are off to see the
homes. Your search criteria will be saved in the computer so you
will be informed of new listings or when a property reduces
their list price into your range. |
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Writing the Offer |
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You have found the home that meets your needs and you want to write an offer. The #1 question is "What should I offer?" Your Stellar Choice agent will give you information to help you decide what to offer based on the comparables of the neighborhood, the market condition, the condition of the home and other factors. Ultimately it is up to you what to offer, but we will be there to help guide you with the information available to us. Along with your offer, we will submit your "lender letter" and your earnest money check. Upon acceptance of the offer, the earnest money check will be cashed and credited back to you at closing. If your offer is not accepted, your earnest money check will be returned to you.
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The
first step in buying a home is finding a reputable lender to
pre-qualify you for your home purchase. The lender will help
determine what price range you should be looking in and what
loan program is in your best interest. Your lender will get you
a list of things they need from you such as paycheck stubs and
tax returns. Once you are pre-qualified for a loan, you are
ready to begin your home search. Your lender will then be able
to issue you a "lender letter" so we can present it with your
offer. 